Spread the cost of your purchase.

Have you always dreamed of owning a second home, but worry about the upfront cost? Many of our second homes are available to be purchased using different finance options. 

With deposits starting from just 10% and a range of repayment periods to choose from, you can break down the cost of buying a holiday home into affordable monthly payments.

We will only work with reputable Financial Conduct Authority regulated lenders to bring you competitive finance deals – meaning you could be getting the keys to your brand new or pre-loved second home with just a 10% deposit. Factoring in your monthly repayments, running costs and site fees, you can work out a comfortable budget to suit you and your family - and put yourself one step closer to experiencing the joy of owning your very own second home.

Why Choose to Finance Your Purchase

  • Spread the purchase price into affordable monthly repayments
  • Bowland Properties will only work with authorised Financial Conduct Authority registered lenders.
  • Deposits from just 10%
  • From 10.9% Annual Percentage Rate*
  • Choose from a range of repayment periods, allowing you to spread the cost further

Finance FAQs

Can I purchase any second home on finance?

 Various finance options may be available, but the ultimate decision lies with the finance provider who will apply certain eligibility checks and status assessments when processing your finance application. To find out more about whether your chosen second home is eligible for finance, enquire online and our team will be happy to help.

Do I need a deposit to purchase a second home on finance?

Yes, in order to qualify for any of the finance options that may be available, you’ll need to contribute a minimum deposit of 10% against the purchase price of your chosen second home. You may wish to pay more than the minimum required amount and benefit from lower monthly repayments over the duration of the loan term agreement.

Can I make monthly payments towards the purchase of my purchase?

Yes, if you choose to purchase your holiday home or lodge using finance, following the payment of your initial deposit, you’ll pay your remaining balance monthly – with the amount you pay each month related to the purchase price, deposit amount, interest rate and loan term. Use our handy finance calculator above to see how much your monthly repayments could be.

How long can you finance a purchase?

The maximum loan term our finance providers typically offer for second homes is 120 months – subject to lender assessment. However, occasionally, they able to offer longer agreements for certain purchases. By choosing to repay your loan over a longer period, you may able to reduce your monthly payments, however, additional interest will be incurred, meaning the total amount repayable may be higher.

What is the APR% when purchasing a second home on finance?

Our lenders are currently offering a representative APR rate of 10.9% when financing a purchase. however this rate may vary depending on your circumstances and the second home you are looking at purcahsing.

What is the process of applying for finance?

Once you’ve identified a second home you’re interested in, your next step is to submit an enquiry. You can do this by filling out the contact form below Our friendly team will talk you through the next steps and arrange an appointment for you to visit your chosen park. Once you’re on the park, one of our team will talk you through your purchase options, including finance. If you decide to go ahead, they’ll complete your application with you and submit it to our lenders for assessment.

*Actual APR is subject to status and may vary.

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